Sterner Insurance Agency - Apple Valley, MN Valley
Tree Trimmers
The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...
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Tree Trimmers

Grow with us. This program covers tree trimmers who plant, transplant, prune, fertilize, apply pesticides, brace and remove trees as their primary operation.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Errors and Omissions - Policy Limits
  • Property Damage Extension (Care, Custody and Control) - Policy Limits up to $300,000 Occurrence/Aggregate
  • Blanket Additional Insured Endorsement available

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Pesticide/Herbicide Applicator Coverage - Policy Limits
  • In-transit Pollution Coverage - $25,000 per Occurrence/$100,000 Aggregate
  • Property Damage Extension (Care, Custody and Control)-$5,000/$25,000 is included; higher limits are available

Deductible:

  • Minimum $1,000 Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Contractor's Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises