Swim and Racquet Club Program

The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...

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Swim and Racquet Club Program

You'll blow competitors out of the water when you serve up this program for private clubs that provide activities and/or facilities on a membership basis. Offsite competitions are included.

Coverage One

General Liability:

Primary Limits up to $3,000,000 Occurrence/Aggregate
Hired and Non-owned Auto
Liquor Liability
Sports Participant Liability - $25,000 Occurrence/$50,000 Aggregate

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Club Members as Additional Interests

Deductible:

No Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities
Outside the Premises