Security Guards

The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...

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Miscellaneous

Secondary Markets

Security and Patrol

Secure bigger profits with our Security and Patrol Program. Guard and patrol services (including off-duty police officers) providing armed or unarmed security personnel with or without animals. Firearms training and certification schools also eligible.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Errors and Omissions Coverage Part - Policy Limits

Included Coverages:

Assault and Battery - Policy Limits
Medical Payments Coverage - $5,000 Limit
Property Damage Extension - $5,000 Occurrence/ $25,000 Aggregate
Lost Key Coverage - $25,000 Limit

Deductible:

Minimum $1,000 Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers

Crime

Inside the Premises - Theft of Money and Securities
Inside the Premises Robbery or Safe Burglary of Other Property
Outside the Premises