Motel Insurance

The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...

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Miscellaneous

Secondary Markets

Motel

Check in for profits with this program for establishments providing lodging, meals and other services. Type of accounts include, but not limited to, dude ranches, hotels, motels, motor inns, resorts, tourist cabins and tourist courts.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Hired and/or Non-owned Auto
Innkeeper's Liability
Liquor Liability

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Additional Interests

Deductible:

$250 deductible required for Innkeepers Liability only

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Contractor's Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities
Inside the Premises - Robbery or Safe Burglary of Other Property
Outside the Premises