Landscaping

The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...

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Miscellaneous

Secondary Markets

Landscaping

Trim, shape and manicure your business with this program designed for landscape contractors providing lawn care, sprinkler maintenance and installation, and incidental tree-trimming services. Incidental snow removal is allowed for an extra charge.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Errors and Omissions - Policy Limits
Blanket Additional Insured Endorsement available
Property Damage Extension (Care, Custody and Control) - Policy Limits up to $300,000 Occurrence/Aggregate

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Lost Key Coverage -$25,000 Limit
Pesticide/Herbicide Applicator Coverage - Policy Limits
In-transit Pollution Coverage - $25,000 per Occurrence/$100,000 Aggregate
Property Damage Extension (Care, Custody and Control)-$5,000/$25,000 is included; higher limits are available

Deductible:

Minimum $500 Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Contractor's Equipment
Outside Signs
Valuable Papers

Crime

Inside the Premises - Theft of Money and Securities
Outside the Premises