Landowners

The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...

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Secondary Markets

Landowners

Turn vacant land into green pastures with our Landowners Program. Eligible property includes owned vacant land, land leased to others and real estate development property.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Medical Payments Coverage - $5,000 Limit - Included

Deductible:

No Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Contractor's Equipment
Outside Signs
Valuable Papers

Crime

Inside the Premises - Theft of Money and Securities
Outside the Premises