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Sterner Insurance Agency - Apple Valley, MN Valley
952-432-1111 - Business, Commercial, Auto, Home & Life Insurance, Apple Valley, Minnesota Apple Valley, MN
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952-432-1111
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Halfway House
The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial... 
Halfway House
A safe haven for new business - this program covers health care and social-service facilities offering voluntary outpatient and/or temporary-stay services.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Errors and Omissions Coverage - Policy Limits
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Sexual and Physical Abuse
Coverage - $25,000 per claim/$50,000 Aggregate (higher optional limits available)
Deductible:
- Minimum $500 Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Outside the Premises