Club Insurance

The Sterner Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in and around Apple Valley, Rosemount, St. Paul, Minneapolis, Minnesota and the states of Wisconsin and Iowa. Our services include Auto, Home, Life, Business & Commercial...

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Miscellaneous

Secondary Markets

Club Insurance

Get involved in new business with this program designed to cover civic, luncheon, service and social clubs, including lodges.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Hired and Non-Owned Auto
Liquor Liability

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Additional Interests (Club members included)

Deductible:

No Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities
Outside the Premises